AppToPay

Pay in 3* interest free, in-store or online with AppToPay, brought to you by V12 Retail Finance.

AppToPay offers you pay in 3, interest free credit with selected retailers for purchases from £100 to £500.

Spread the cost over 3 months and buy now pay later with no deposit and nothing to pay upfront. As an added benefit you can select a payment date that suits you.

Shop for your cycling accessories today and spread the cost the AppToPay way.

*3 monthly payments . This is a credit product. Credit is subject to status and is only available to UK residents aged 18 and over. Minimum and maximum spend applies. Failure to maintain payments may mean you repay more than borrowed and make future borrowing more difficult.

AppToPay is a trading name of Secure Trust Bank PLC and V12 Retail Finance Limited.  V12 Retail Finance Limited act as a credit broker, not a lender, and introduces you to Secure Trust Bank PLC, its parent company. If your application is successful, V12 Retail Finance Limited will receive a commission, the amount will vary depending on the amount of credit taken out. V12 Retail Finance Limited. Registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority. Registration number: 679653. Correspondence address: 25-26 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH.